Joe Valenzuela, MBA
Investment Advisor Representative | Federal Benefits Consultant
Joe Valenzuela has been in the financial services industry since 1993. His educational background consists of a Bachelor’s Degree in electrical engineering from Florida Atlantic University and a Master’s Degree in business administration from Nova Southeastern University. He holds a Life & Health and Annuity License to service the various insurance needs of his clients, including life, long-term care, disability and indexed annuities. Joe is an Investment Advisor Representative with CPR Investment Inc, an SEC registered investment adviser (Series 65).
Joe is also a federal benefits consultant working with federal employees, helping them address their financial and retirement planning. Federal employee benefits can be confusing. These benefits must be reviewed carefully. Outside options must be considered, costs and limits of these benefits addressed, and understandings reached in making these decisions, as many are irrevocable. Consultations and reports are prepared for clients as a complimentary service.
Additionally, Joe is a Trustee for the Davie Pension Board Fire Department, where he has been volunteering since 2009. Joe also works with retiring State of Florida employees.
In Florida, there are two retirement options. Each has its own list of options. Choosing can be difficult. Knowing the ramifications of each option is key. Care, judgement, and careful review are necessary to make the right decision. Consultations and reviews are prepared for clients as a complimentary service.
Julia Valenzuela
Investment Advisor Representative
Julia Valenzuela is an Investment Advisor Representative with CPR Investments Inc., an SEC-registered investment adviser (Series 65). Julia also holds her Life, Health, and Annuity license, and is a federal benefits consultant. She formerly worked with Bank of America for two years and brings additional experience from the Global Corporate and Investment Bank. She held a position as a business analyst within the Investment Bank and served as an analyst on the corporate banking COO team.
Ms. Valenzuela’s educational background includes an undergraduate degree in business administration from Florida International University, summa cum laude, and a master’s degree in business administration from Nova Southeastern University with a focus in finance, magna cum laude. During both her undergraduate and graduate career, she worked at Florida International University’s foundation office, as well as with the Memorial Healthcare System’s foundation office.
Julia’s business commitment is to bring financial solutions to the retiring or already retired individuals or families we serve. Additionally, she also focuses on business owners and professionals who are looking to secure financial independence in retirement.