Joe Valenzuela has been in the financial services industry since 1993. His educational background consists of a bachelor’s degree in electrical engineering from Florida Atlantic University and a master’s degree in business administration from Nova Southeastern University. He holds Life, Health and Annuity licenses to service the various insurance needs of his clients, including life, long term care, disability and indexed annuities. Joe is an Investment Advisor Representative with CPR Investment Inc, an SEC registered investment adviser (Series 65). Additionally, Joe is a Trustee for the Davie Pension Board Fire Department, where he has been volunteering since 2009.

Joe is a federal benefits consultant working with federal employees, helping them approach their financial and retirement plans. Federal employee benefits can be confusing. These benefits must be reviewed carefully, outside options and costs/limits of these benefits should be considered, and, ultimately, clients should understand that, in making these decisions, many are irrevocable. Consultations and reports are prepared for clients complimentarily.

Joe also works with retiring State of Florida employees. Florida has two retirement options, each with its own list of options. Choosing can be difficult. Knowing how each choice works is key. Again, care, judgement, and careful review must be done. Consultations and reviews are prepared for clients, complimentary.

Julia Valenzuela is an Investment Advisor Representative with CPR Investments Inc., an SEC-registered investment adviser (Series 65). Julia also holds her Life, Health, and Annuity licenses and is a federal benefits consultant. She formerly worked with Bank of America for two years and brings experience from the Global Corporate and Investment Bank, having held positions as a Business Analyst within the Investment Bank and an Analyst on the Corporate Banking COO Team.

Ms. Valenzuela’s educational background includes an undergraduate degree in business administration from Florida International University, summa cum laude, and a master’s degree in business administration from Nova Southeastern University with a focus in finance, magna cum laude. Julia’s business commitment is to bring financial solutions to the retiring or already retired individuals or families we serve. Additionally, she also focuses on business owners and professionals who are looking to secure financial independence in retirement.