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CALL US: (954) 680-4088
Growth Potential: Indexed annuities offer interest-crediting options that may provide the opportunity for growth linked to the performance of a market index, while not directly investing in the index itself.
Principal Protection Features: Depending on the contract and insurer, indexed annuities may provide protection against market-related losses to the annuity’s credited value. Guarantees are subject to the claims-paying ability of the issuing insurance company.
Lifetime Income Options: Optional income riders may provide guaranteed lifetime income payments, subject to rider terms and conditions and the claims-paying ability of the issuing insurance company.
Indexed annuities offer the opportunity to earn interest based in part on the performance of a market index without directly investing in the market.
While you may not receive the full gains of a market index, negative index performance generally will not reduce your annuity’s credited value due to market fluctuations. Any guarantees are subject to the claims-paying ability of the issuing insurance company and the terms of the contract.
Here are the potential benefits of tax deferral on retirement savings:
The money you’ve saved for your retirement stays in your account where it has the potential to keep growing.
Any earnings generated within the account remain invested and may continue to accumulate on a tax-deferred basis until withdrawn.
Because taxes are generally deferred until withdrawal, a greater portion of your account value may remain invested over time, which may enhance the effects of compounding.
Over the past 30 years, the S&P 500® Index has been down 27% of the time. But when you’re counting on the market for your retirement income, those years during downturns can bring a bumpy ride. That’s where an annuity could help you confidently ride out market ups and downs.