Disability
Have you ever thought about what would happen if you became sick or hurt and unable to work? You may have group disability income insurance through work, but it may not provide enough relief to see you through an extended time off from earning a paycheck or let you sustain your standard of living. As an owner of an individual disability income insurance policy, you won’t have to fear the financial consequences.
Acting now to protect your income is financially advantageous to you in another way. The younger and healthier you are, the more likely you will pay lower policy premiums and face fewer excluded conditions based on your health. In fact, you may not qualify when you apply for coverage in the future if you experience negative health changes.
Life Insurance
Insurance is an integral part of the services Valenzuela Financial Management Group offers at affordable prices. Our clients’ needs vary depending on their individual circumstances. Maybe you own a business, or you are self-employed, and need a life, key man, or executive bonus policy for you and your business partners.
Do you or your spouse need a tax-advantage life policy or term policy? You may have a special case, a pre-existing condition that needs further discussion. No worries – we can help! Through our expert special case team support, we will shop and discuss your situation with the insurance companies to find a solution for you.
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